Where are you at with your super?

Financial planning

Club Super has teamed up with Club Super Financial Planning, a highly qualified team of Financial Planners, to provide financial advice and to assist you in achieving your financial goals and objectives.

Club Super Financial Planning operates on a ‘Fee for Service’ basis. Club Super Financial Planners receive a fixed salary with no bonuses or commission payable for any product or performance related sales targets. An initial appointment with a Financial Planner is complimentary and obligation free, and can be held face to face or over the phone.

The financial advice options available include: simple general advice or factual information, superannuation related advice (also known as intra-fund advice) and full comprehensive advice. The financial planning team can also assist you to complete and lodge paperwork to implement any advice provided.

General advice or factual information does not take into account your personal circumstances and could include a discussion on topics such as:

  • Information on Club Super or your Club Super account
  • Types of superannuation contributions, contribution eligibility and contribution caps
  • Conditions of release from superannuation
  • Minimum and maximum income stream payments
  • Transition to Retirement rules

Intra-fund advice covers simple superannuation topics such as:

  • Boosting your superannuation savings through pre-tax or post-tax contributions
  • Calculating an appropriate level of insurance cover within your superannuation
  • Assessing your tolerance to investment risk to determine a suitable investment option mix within your superannuation
  • The use of superannuation beneficiary nominations
  • Transferring superannuation to an income stream account

Comprehensive advice includes more complex issues such as:

  • Rolling over or combining your superannuation accounts
  • Establishing a Transition to Retirement Strategy
  • Assessing your insurance needs outside of superannuation (e.g. Trauma insurance)
  • Investments into managed funds
  • Complex Estate Planning issues
  • Debt reduction strategies
  • Determining your eligibility for government entitlements (e.g. Age Pension)


Cost to Club Super members

 General Advice/Factual Information

Covered by your Club Super Administration Fee (no additional cost)

 Intra-fund Advice

Covered by your Club Super Administration Fee (no additional cost)

 Comprehensive Advice

 From $330*


 From $55*

* The cost will depend on the complexity of the work required. All fees will be discussed with you first, before you decide if you wish to proceed.

If you require intra-fund or comprehensive advice, your Financial Planner will ask you a series of questions in the initial appointment to better understand your current financial position, goals and objectives. You will then receive a written ‘Statement of Advice’ document with recommendations that are tailored to your particular circumstances and needs.

To make an appointment to speak with our qualified Financial Planner, please call Club Super on 1300 369 330. More information can be found in the Club Super Financial Planning Financial Services Guide.

More information

  • Club Super Financial Planning - Financial Services Guide 101.69 KB PDF


Club Super Financial Planning advice is provided by My Super Future Pty Ltd (ABN 38 122 977 888) Australian Financial Services Licensee (AFSL no. 411440). My Super Future Pty Ltd is authorised to provide personal financial advice. The Trustee is not responsible for, and does not accept liability for the products or services or actions of My Super Future Pty Ltd. You should use your own judgment before taking up any product or service offered by My Super Future Pty Ltd.