Club Income Streams

Club Income Streams have been specifically designed to provide you with regular payments whether you're retired or still working part-time (subject to minimum age restrictions). We have made our Income Streams flexible, which allows you to nominate any amount (within legislated limits) as your regular payment. For full details of Club Income Stream requirements, including minimum opening balance, please download a copy of our Club Income Stream Product Disclosure Statement (PDS).


Club Income Streams can be taken:

Before you finish working, if certain conditions are met (Transition to Retirement Account); or

After retirement (Retirement Income Account).


The benefits of a Club Income Stream include:


Award winning

Club Super is proud to be awarded a 'Gold' rating for our Income Streams by SuperRatings in 20171. This means that Club Income Stream is a good value for money income stream.


Access to your savings

Choose how much and when your income stream is paid (fortnightly, monthly, quarterly, half-yearly or yearly). For your convenience, our Income Stream payments are directly deposited into your nominated bank account.


Choice of investment options

Allowing you to take a more active interest in how your super is invested. With 8 investment options to choose from, you have the freedom to mix and match.



For your peace of mind, we have tailored our insurance cover to include death insurance2 for those with a Club Income Stream.



From age 60 onwards, all your investment earnings and payments are tax-free.


So, whether you're still working and want access to your superannuation benefits to supplement your income, or you have fully retired and want an income during retirement, Club Super has an Income Stream option to suit you.



For more information, please refer to the Club Income Stream Product Disclosure Statement (PDS).




Please note: temporary residents are not eligible to commence a Transition to Retirement or Retirement Income Account.


1SuperRatings provide independent superannuation assessment and ratings. SuperRatings Pty. Ltd. (ABN 95 100 192 283) hold Australian Financial Services Licence No. 311880.


2 Refer to Income Stream PDS for more information, or call Club Super on 1300 369 330 to have one sent to you.